| Retirement just isn’t what it used to be. Many of us baby-boomers expect to work up to at least our 65th birthday, perhaps even longer. The number of people working to 65 and beyond has steadily increased over the past 20 years from 11% in 1991 to 33% in 2010. For most, the reason is simple… they need to rebuild their retirement savings that took a hit during the recession. This is why Saen Higgins, founder of Wealth Without Risk teaches his students a recession proof way for investing in their futures.“It’s time to think about reinventing retirement”, stated Higgins in a recent interview. “If you are retired, and feeling the need to re-enter the work force, let’s talk.” Many recent surveys point to an aging work force that is shifting gears and now working at jobs that they find important, either socially or personally. Many find themselves working in their church, or another non-profit organization with a mission to believe in. These jobs not only offer the “warm fuzzies”, but also flexibility, allowing for semi-retirement, family time and travel. “Why not create a situation that allows for the best of both worlds?” continued Higgins. “Make investments that truly put your money to work for you. Take your retirement plan, and turn it into something that allows you to either stay retired, or start a business / career that you feel is worthy of your time.”Investing in tax lien certificates is the only 100% guaranteed recession proof investment out there. Wealth Without Risk has created a proven method for investing in tax lien certificates that insures investors will receive a 16-22% return on their investment each and every time.When you invest in property tax liens there is no reason why you need to worry about the investment decisions you’ve made. Tax lien certificates are safe, recession proof and can be accomplished on your home computer.With statistics showing that only 43 percent of retired Americans are rolling over their former company sponsored retirement plans into an IRA or something similar, it is clearly time for a shift in thinking. “If 57% of Americans are simply cashing out those plans in order to pay off credit card debt or buy an RV, I think we’re in trouble” says Higgins. “It doesn’t matter how much is in your account. Investing properly now will allow you to realize those dividends worthy of taking the time to learn how to do it. Don’t just sit there and accept the 1.5% your bank is willing to pay. Change the way you handle your money. Re-invent your own retirement.” |